Mr. Hubert.

armored car had driven up and been placed in the Commerce Street entrance of the Jail?

Mr. Lane.

No, I was not.

Mr. Hubert.

Is it possible for an individual who has a telephone, to send money by use of a telephone instead of filing an application personally and paying over the money in cash?

Mr. Lane.

Not an individual. Not just the ordinary telephone subscriber is not.

Mr. Hubert.

I gather from your answer that in certain instances it is possible.

Mr. Lane.

It is possible by prearrangement only.

Mr. Hubert.

Would you explain just what that would mean?

Mr. Lane.

Ordinarily a prearrangement is a money deposit--deposit with Western Union a certain sum of money and they are usually companies. In fact, most of ours are companies that make these deposits in order that they can phone that money order to be sent, we have money on deposit, we send it.

Mr. Hubert.

It is a prepaid money order?

Mr. Lane.

A prepaid arrangement.

Mr. Hubert.

All that happens over the telephone is the request that money already made on deposit be sent to a certain address?

Mr. Lane.

Yes.

Mr. Hubert.

Is it possible to do it that way when no money is placed on deposit?

Mr. Lane.

Only on a prearranged basis. Sometimes we won't require deposits if they are legitimate companies and a good credit rating with us.

Mr. Hubert.

Do you know if Jack Ruby had any such arrangement?

Mr. Lane.

No; he did not.

Mr. Hubert.

Is it normal for any individual to have it?

Mr. Lane.

No; it is very seldom. In fact, we don't even have any in Dallas, individuals.

Mr. Hubert.

Only companies?

Mr. Lane.

Only companies.

Mr. Hubert.

Have you any kind of security device to be sure that the person calling is really authorized to be sending the money either on deposit or to be charged?

Mr. Lane.

Every money order called in is confirmed by telephone with certain individuals within the firm.

Mr. Hubert.

That is by prearrangement also?

Mr. Lane.

That is by prearrangemerit.

Mr. Hubert.

Do you know what system is used by ,the Western Union Co., from your experience with the company during your tenure of employment with them in connection with the payment of money to the addressee? What is the normal system ? What usually happens?

Mr. Lane.

Well, that depends on whether he comes into the office or not. In this instance the girl had identification as required. They have---the paying clerk has to be satisfied within his or her own mind that the individual they are talking to is the correct person, and like I say, identification is required.

Mr. Hubert.

Well, how does the Western Union office at the receiving end get the information about paying money?

Mr. Lane.

It is transmitted over the wires to the receiving end, stating the amounts to be paid, the person to be paid to, the person's address if they sent it, and the person it is from.

Mr. Hubert.

Now, when that is received, is a check written out payable to that person, or how is it handled?

Mr. Lane.

If it is to be delivered a Western Union check is written. If i.t is to be picked up a cash receipt copy is made out and attached to the money, and when ,the person comes in and gives them the identification required, asks them the required questions, such as, "How much are you expecting? Who is it from? Where is it from? They have to answer those questions.

Mr. Hubert.

And is any identification of the individual required?

Mr. Lane.

Yes; it is very definitely personal identification.