Mr. Jenner.

Uh, huh.

Mr. Hutchison.

And I always step into the cage to cash checks and, naturally, I know most people who come in. And this was a two-party check.

Mr. Jenner.

What do you mean by that?

Mr. Hutchison.

A two-party check means that it was not a payroll check, ut a personal check given to him.

Mr. Jenner.

All right.

Mr. Hutchison.

And, as best as I can remember, it was $189---which is strictly against our rules to cash. We don't cash any two--party checks over $25.

Mr. Jenner.

I see.

Mr. Hutchison.

And so I just merely told him, "I'm sorry; I can't cash this check."

Mr. Jenner.

Excuse me. If I call that a personal check---is that an apt description? You call it a "two-party" check, meaning---- Mr. HUTCHISON. Yes, sir.

Mr. Jenner.

It's drawn by an individual and payable to an individual?

Mr. Hutchison.

Right. That's right. An individual check payable to an individual.

Mr. Jenner.

AS distinguished from a payroll check?

Mr. Hutchison.

Yes; as distinguished from a payroll check.

Mr. Jenner.

And your practice is to limit your risk on that type of check

to $25?

Mr. Hutchison.

$25; yes, sir.

Mr. Jenner.

And your recollection is that that check was in the amount of $189.

Mr. Hutchison.

$189; yes, sir.

Mr. Jenner.

All right. And he finally reached the wicket, or----

Mr. Hutchison.

Yes, sir; the cage.

Mr. Jenner.

He came to the head of the line, eventually?

Mr. Hutchison.

Yes, sir.

Mr. Jenner.

Then tell me what happened, as best you can recall.

Mr. Hutchison.

Well, he put the check up there and, of course, that's what everyone does. They put it up there and you look at the check and you observe the check and you either make up your mind whether you're going to cash it or not. But, of course, like I say, with the rule that I have, there never was any doubt in my mind what I was going to do with it. I just handed it back to him. I said, "I'm sorry. This is a two-party check, and we don't cash this amount in a two-.party check.

Mr. Jenner.

Did he say anything about that?

Mr. Hutchison.

Not a word. Not a word. He just looked at me and picked up the check and got out of line and walked on out.

Mr. Jenner.

Did he have any expression on his face that arrested your attention?

Mr. Hutchison.

No, sir.

Mr. Jenner.

Do you think he understood what you meant by a "two-party" check?

Mr. Hutchison.

Why, I'm sure he must have because I specifically said to him, "This is a two-party check and our rules and regulations are that we don't cash this large a check---two-party check."

Mr. Jenner.

He didn't seem irritated?

Mr. Hutchison.

No, sir.

Mr. Jenner.

And he accepted your explanation?

Mr. Hutchison.

Yes, sir.

Mr. Jenner.

Do you recall whether or not--let's see, you were in the cage, but despite that, do you have any recollection as to whether he purchased anything on that trip?

Mr. Hutchison.

I couldn't say, because the cage is high enough that you have to stand up to see across the store. It's not caged completely in but there's a glass window----

Mr. Jenner.

In any event, you didn't serve him anything.

Mr. Hutchison.

No, sir. Sure didn't.